Microsoft starts selling their own brand new Samsung s9 and S9+

Samsung S9, Samsung S9 Plus

Microsoft has started selling a customised version of the newly-launched Samsung Galaxy S9 and Galaxy S9+ on its store.
The "Microsoft edition" smartphones will give users access to a range of Microsoft's apps such as Excel, Skype, Cortana, OneNote, PowerPoint, Word and Microsoft Launcher after setting up the phone.
"The phones look the same as the standard version at first glance and the hardware is exactly the same. The Operating System (OS) will be the same too. It's the apps that are different," Digital Trends reported late on Friday.
However, the apps will not come pre-installed.

"A Microsoft customisation is applied to the Samsung Galaxy S9 and Galaxy S9+ 'Microsoft Edition' when the devices are unboxed and connected to Wi-Fi," a Microsoft representative was quoted as saying by Trusted Reviews.
Prospective buyers can pre-order a unit but delivery will begin on March 16.
Microsoft has reportedly said that quantities of the devices are limited.
For the latest news, tech news, breaking news headlines and live updates checkout

How and why to ping an IP Address?

How to Ping a Computer or a Web Site

Ping is a standard application found on most laptop and desktop computers. Apps that support ping can also be installed on smartphones and other mobile devices. Additionally, websites that support Internet speed test services often include ping as one of their features.

A ping utility sends test messages from the local client to a remote target over the TCP/IP network connection. The target can be a Web site, a computer, or any other device with an IP address. Besides determining whether the remote computer is currently online, ping also provides indicators of the general speed or reliability of network connections.

Ping an IP Address that Responds

Running Ping

Microsoft Windows, Mac OS X, and Linux provide command line ping programs that can be run from the operating system shell. Computers can be pinged by either IP address or by name.

To ping a computer by IP address:

Open a shell prompt (in Microsoft Windows, the Command Prompt or MS-DOS Prompt on the Start Menu).
Type ping followed by a space and then the IP address.
Press the Enter (or Return) key.
Interpreting the Results of Ping
The graphic above illustrates a typical ping session when a device at the target IP address responds with no network errors:

Reply from: By default, Microsoft Windows ping sends a series of four messages to the address. The program outputs a confirmation line for each response message received from the target computer.
Bytes: Each ping request is 32 bytes in size by default.
Time: Ping reports the amount of time (in milliseconds) between the sending of requests and receipt of responses.
TTL (Time-to-Live): A value between 1 and 128, TTL can be used to count how many different networks the ping messages passed through before reaching the target computer. A value of 128 indicates the device is on the local network, with 0 other networks in between.
Running Ping Continuously
On some computers (particularly those running Linux), the standard ping program does not stop running after four request attempts but instead runs until the user ends it. That is useful for those wanting to monitor the status of a network connection over longer periods of time.

In Microsoft Windows, type ping -t instead of ping at the command line to launch the program in this continuously running mode (and use the Control-C key sequence to stop it).

Ping a IP Address that Does Not Respond

In some cases, ping requests fail. This happens for any of several reasons:

The IP address specified by the ping program is invalid.
The host system (device being used to send pings) is not connected to an IP network (i.e., does not have a working IP address).
No network device is connected to the target IP address.
Network congestion or errors in between the host and target are preventing messages from passing through (in one or both directions).
The graphic above illustrates a typical ping session when the program does not receive any responses from the target IP address. Each Reply from line takes several seconds to appear on the screen as the program waits and eventually times out. The IP address referenced in each reply line of the output is the address of the pinging (host) computer.

Intermittent Ping Responses

Though uncommon, it is possible for ping to report a response rate other than 0% (fully unresponsive) or 100% (fully responsive). This most often occurs when the target system is shutting down (as in the example shown) or starting up:

C:\> ping bwmitche-home1
Pinging bwmitche-home1 [] with 32 bytes of data:
Reply from bytes=32 time=

Ping a Web Site or Computer by Name

Ping programs allow specifying a computer name instead of an IP address. Users normally prefer pinging by name when targeting a Web site.

Pinging a Responsive Web Site

The above graphic illustrates the results of pinging Google's Web site ( from a Windows command prompt. Ping reports the target IP address and response time in milliseconds. Note that large websites like Google utilize many Web server computers worldwide. Many different possible IP addresses (all of them valid) can be reported back when pinging these websites.

Pinging an Unresponsive Web Site
Many websites (including block ping requests as a network security precaution. The result of pinging these websites varies but generally, includes a Destination net unreachable error message and no useful information. IP addresses reported by pinging sites that block ping tend to be those of DNS servers and not the websites themselves.

Pinging [] with 32 bytes of data:
Reply from Destination net unreachable.
Request timed out.
Request timed out.
Request timed out.
Ping statistics for
Packets: Sent = 4, Received = 1, Lost = 3 (75% loss),

Amazon and eBay cautioned by MPs about VAT fraudsters

Amazon and eBay are benefitting from venders who swindle UK citizens by neglecting to charge VAT, as indicated by a report by MPs. 

The report evaluates up to £1.5bn hosts been lost from third-get-together merchants on online commercial centers not charging the assessment on deals they make in the UK.

MPs in the Public Accounts Committee reprimanded HMRC for being "excessively wary" in seeking after the "fraudsters".

Amazon and eBay said they were working with HMRC on the issue.

Work MP Meg Hillier, who seats the board of trustees, called online VAT misrepresentation "gigantically harming" for British organizations and citizens.

She included that "the reaction of HMRC and the commercial centers where fraudsters work has been grim".


The extortion has expanded on the grounds that remote firms pitching merchandise to UK customers - normally through online commercial centers like Amazon and eBay - are keeping some of their stock in UK stockrooms to give 24 hour conveyance.

On the off chance that things are dispatched from UK soil, the venders need to charge VAT at 20%.

In any case, many have not been, so undermining veritable UK providers and diminishing expense income, the panel's report found.

Brexit will make the issue more convoluted on account of vulnerability over exchanging and traditions, it included.

Both Amazon and eBay advised the board they made a move to expel "terrible performers" from their locales.

However, the report said it was "confusing that these enormous organizations have made such little move to date".

It included that Amazon and eBay, among other online commercial centers, "keep on profitting from fake exercises occurring on their destinations" by charging the dealers a commission.

In the hearings a pack of light attachment converters and a hose for a Dyson vacuum cleaner were held up as cases of items sold without VAT.

'Well beyond'

The report's decisions include:

The UK's duty office, HMRC, should set up a concurrence with online commercial centers by March one year from now to handle the issue

The sites ought to require non-EU dealers - which dispatch merchandise as of now in the UK - to give a legitimate VAT number

HMRC should "infuse more criticalness" by making more broad utilization of its current forces

HMRC said it had acquainted new principles a year ago with hold online commercial centers at risk for unpaid VAT by abroad venders, prompting a ten times ascend in the quantity of dealers enlisting for VAT.

"The new changes will secure an additional £875m in duty to help pay for indispensable open administrations," a HMRC representative said.

In an announcement Amazon said it was exploring the report and upheld endeavors to guarantee merchants over all commercial centers were VAT agreeable.

An eBay representative said it was going "well beyond" HMRC's prerequisites to give a "reasonable commercial center for every one of our purchasers and venders".

Best Hotels in New York Cheap And Luxury

New York Hotels 

New York is one of the wealthiest and most incident urban areas of the world. New York is well known for the New York Stock Exchange, the Statue of Liberty, nanotechnology and microchip making, its vineyards, its cut jewels, and its plantations. New York's gross state item is well finished $ 1 trillion. It is said that if New York was a free nation without anyone else's input, it would be the sixteenth biggest economy in the globe. New York is a thriving city and Times Square is one of the liveliest spots of New York. The individual per capita wage of New York is well finished $ 46,000. Subsequently, a great many people who live in New York are to a great degree well-off with the exception of the individuals who live in the ghettos of the city. The New York inns, similar to alternate foundations of New York, are extravagant, luxurious, stunning and overpowering. 

Touring Attractions in New York 

As New York is a prestigious money related and business center point of the United States of America and the world, a few agents and ladies go to New York as often as possible. The New York Stock Exchange (NYSE), the greatest stock trade of the globe, is an imperative exchanging focal point of New York, the US, and the world. The home office of numerous multinational organizations and speculation banks are situated in New York. The New York inns give brilliant convenience to all the corporate supervisors and additionally to the vacationers who visit New York. New York happens to be an awesome vacationer center point and is thronged by holidaymakers from all over the world. The Empire State Building, American Museum of Natural History, Museum of Modern Art, Broadway, Lincoln Center for the Performing Arts, Madison Square Garden, World Financial Center, the new World Trade Center, Hudson River, Carnegie Hall, Central Park, Statue of Liberty, Queens Zoo, Rockefeller Center, Wall Street, and so forth are a portion of the numerous visitor hotspots of New York. The New York inns by and large organize visits for their visitors with the goal that the last can have an affair time in New York. 

Distinctive Types of New York Hotels and the Different Areas of New York 

The lodgings of New York are incalculable in number. New York inns can extensively be separated into extravagance New York inns, boutique New York lodgings, air terminal inns and shabby New York inns. The inns in New York oblige the requirements of various explorers. In any case, most New York inns charge extravagant sums from their visitors. Indeed, even the modest New York inns request costs that are precluding. Manhattan is a standout amongst the most costly places of New York separated from Broadway and Times Square. Chinatown, in Manhattan, is a prominent home for Asian foreigners. Manhattan additionally happens to be a most loved frequent of the considerable number of travelers of the city. Brooklyn is one of the least expensive ranges of New York, aside from the ghetto zones, which are dominatingly populated by the African-American populace of New York. Harlem is another range of New York where a vast area of the African American populace of the city lives. The Asian outsiders of New York live essentially in the territory of Queens. 

A motivation behind why the New York inns are never in lack of inhabitants is a result of the way that New York is a to a great degree very much associated city. New York is served by the underground railroad framework and four rural railroad tracks. The John F. Kennedy International Airport is the fundamental airplane terminal of the city. A few New York inns have sprung up in the region of the different vacation destinations of New York so inn visitors can go for touring effectively, without boarding transports or contracting long-remove cars for voyaging. 

Gathering Facilities in the Luxury and Boutique New York Hotels 

A portion of the finest and costliest inns of New York are The Waldorf Astoria, The Four Seasons Hotel, The Carlyle, The Peninsula, New York Palace, The Alex, Trump International, and so on. The Carlyle is a great old New York lodging that embodies an old-world appeal and air. It involves a forcing building on Madison Avenue and is evaluated as outstanding amongst other boutique New York lodgings. The inn gloats of 4,033 square feet of meeting and gathering space. A standout amongst the most impressive inns of New York, the Carlyle brandishes a facade adorned in the Art Deco style. The roof of the lodging is wonderfully cut. The Carlyle vaunts colossal and noteworthy feast and meeting corridors, waiting rooms and suites. It's one of only a handful couple of inns of New York that is a perfect scene for meeting room fights, symposiums, classes, gatherings, after-supper meets, weddings, moves, and gatherings. The meeting lobbies of The Carlyle are furnished with the most recent and greetings tech varying media devices so gatherings might be directed consistently. 

On the off chance that The Carlyle is forcing, at that point The Waldorf Astoria is sublime. The Waldorf Astoria is one of the New York lodgings that vehicles you back to a period when men of their word in tailcoats escorted women in long outfits from horse-attracted barouche-landaus to Victorian-styled drawing rooms, when individuals still watched British characteristics and traditions in the New World. The lodging is enhanced by old fashioned furniture and beautifications that look back to 1893, the year when the inn was assembled. The Waldorf Astoria is an extraordinary setting for gatherings and occasions. The lodging has 60,000 square feet of gathering space. The Waldorf Astoria is one of only a handful couple of lodgings of New York that gloats of a rich affair and therefore a rich aptitude, in facilitating state meals and corporate gatherings. It's additionally one of only a handful couple of lodgings of the city that has put a great many dollars in upgrading its meeting offices and innovative abilities. The Waldorf Astoria is one of the uncommon lodgings of New York that offers its corporate visitors coordinate connection satellite telecom offices and ultra-high-speed Internet availability to help howdy tech videoconferencing and web conferencing. 

Where gatherings and occasions are concerned, the Waldorf Astoria is viewed as one of the exceptional lodgings of New York. This is on the grounds that the lodging doles out the meeting administration errand to an Event Manager who plays out the assignment of gathering administration for the benefit of the customers or visitors. The Event Manager and their group investigate each part of gathering administration with the goal that customers confront no issue in facilitating and leading meetings. The fourth and the eighteenth stories of the lodging are committed for meetings and occasions. Each of the extravagance and boutique New York lodgings is a magnificent setting for gatherings and occasions. The extravagance and boutique inns of New York charge anything amongst $219 and $ 3,600 every day, per visitor. Many say that the extravagance and boutique New York inns are excessively rich and conspicuous. They demonstrate new cash, shamelessly. Many opine that the inns of New York, however conspicuous, can't come close to the London lodgings or the Paris inns in class and legacy. The New York inns, as per many, demonstrate more power than whatever else. This isn't shocking in light of the fact that New York is arranged in the United States of America, the most intense country of the world. 

Air terminal New York Hotels and Their Business Centers 

Presently we should swing to look at some different sorts of New York lodgings. New York is served by three air terminals: the JFK International Airport, LaGuardia Airport and the Newark Liberty International Airport. The lodgings which are named airplane terminal New York inns are situated in nearness to these air terminals. The different airplane terminal inns of New York that are arranged near the JFK International Airport are the Ramada Plaza Hotel, Fairfield Inn by Marriott, Days Inn, Best Western, Comfort Inn, Holiday Inn Express, Sheraton, and so on. The different airplane terminal lodgings of New York that are arranged near the LaGuardia Airport are the LaGuardia Airport inn, Clarion Hotel, Marriott, Crowne Plaza, Comfort Inn, and so forth. The different air terminal inns of New York that are arranged near the Newark Liberty International Airport are the Marriott, Days Hotel, Wyndham Garden Hotel, Renaissance Hotel, and so forth. 

These New York inns charge much lower rates than the boutique and extravagance New York inns. On the off chance that you pick to remain in any of the air terminal lodgings, you'll need to hack up about $ 49 to $ 199 every day. Reasonable, would it say it isn't? In any case, on the drawback, most air terminal inns in New York can't manage the cost of you meeting offices at the rates they charge you. The greater part of these lodgings, be that as it may, have Business Centers, which are outfitted with photocopying and copy offices, remote Internet network, and PCs with Internet associations. A portion of the air terminal New York inns, for example, the Fairfield Inn by Marriott, have banqueting offices. The airplane terminal lodgings of New York are doubtlessly outfitted and meagerly finished. 

Family and Pet-Friendly New York Hotels 

Family lodgings and pet-accommodating inns are different sorts of inns in New York yet these inns are involved for the most part by families on vacations and not by individuals who'd jump at the chance to have gatherings. Henceforth, gathering offices are absent in such lodgings. Be that as it may, as there are special cases to all principles, some of these lodgings are outfitted with business and meeting offices. 

Shoddy New York Hotels 

Lastly, we go to that segment of lodgings known as the shabby New York inns. The majority of the shoddy inns of New York are not lodgings but rather inns, motels and lodgings. As has been said some time recently, even the shoddy inns of New York can be beloved. In any case, they're significantly less expensive contrasted with alternate inns of New York. They additionally need legitimate civilities. Which is the reason they're assigned as modest New York lodgings. The majority of the rooms in modest New York lodgings don't have appended washrooms and visitors need to utilize the basic restroom of the passageway. The shabby lodgings in New York are boarded for the most part by youths, understudies and hikers, who wouldn't fret the distresses of life as well as bring them with a daring soul. 

The rooms of these inns aren't furnished with phones and these inns don't acknowledge installment with charge card. The rooms of huge numbers of these New York lodgings are furnished with cots and al

Top 5 Best Ways To Improve Your Business

how to improve your business

Many business owners are working so hard at their business that they fail to enjoy the rewards of being the business owner. If you are letting the life of your business overrule the business of living your life, then it is time to begin turning the tides.

Finding ways to make your business work harder for you and your family is the reason we all started our businesses in the first place. If your business is obstructing your efforts to enjoy life with friends and family, this is a problem. We all know a lot of work goes into building a successful business, but if it is consuming all your time, effort and energy... is it worth it?

Why this coordination is important:

Every time you find new ways to help your family benefit from the efforts of your business, your life balance and family life improves.

If your business consumes your entire life and your family life suffers because of it, your spouse and children may actually resent the time that you spend there. Even if it provides a great deal of income, the value of family and social life may be sacrificed.

Make your business help you, your family and your social life. You will be happier, healthier and live a longer more rewarding life.

5 Ways To Consider:

Consider paying children's education expenses as wages for work

Many small business owners make a good living and have higher than average incomes. This can cause their family to qualify for little to no college financial aid when their children are ready to attend college.

If you are going to have to pay for it anyway, why not pay your children to help out at your small business. Pay them as an employee, contractor or consultant to do work for you and your business.

If you pay them enough to cover their college costs, you will receive a tax deduction for the cost of their college education by deducting their income from your business. They will be responsible for helping out with your business and they may surprise you with how much value they add to the business. New ideas, new technology, a new and different viewpoint might be just what your business needs.

Schedule family vacations around business travel

When a family vacation is something you're considering, think about coordinating it around a work trip. Do you need to go to conventions, trade shows, seminars or other training for work? If you drive to go to those business activities, your gas mileage is tax-deductible regardless of how many individuals you have in the car with you. Does this conference or training trip require you to stay in a hotel? Your hotel expenses for that night can also be deductible regardless of whether you have your family with you in the room.

Scheduling family vacations around business travel can help make it more manageable. This allows you to enjoy time with your family or friends while also working on your business. Consult with your spouse or family to coordinate the two.

Manage taxable income and year-end purchases to lower tax bracket

Operating and owning a business requires seeing the big picture and planning for the future. Your business will likely need new or updated equipment, computers, other technologies etc. to operate smoothly and efficiently. Be able to forecast these needs.

Here is where you coordinate your tax situation with these needs. If you know you are in need of new equipment, computers, etc. in the near future, look at your taxes. If you are looking at a higher tax bracket for the year you may want to make these necessary equipment purchases sooner than expected. Or you may want to wait until next year. This requires consulting with your business advisor to determine the best option.

Use Retirement Plans

Consider reducing your current income by using a Retirement Plan. Not only will this help you once again for tax purposes, but it's also helping you and your families future. So many small business owners neglect to put retirement needs on their priority list. Often we hear "my business is my retirement plan." Putting all of your eggs into one basket can be extremely risky and even dangerous for your future.

You may want to consider adjusting your salary in order to account for contributing to a retirement plan. There are many ways to rearrange things to make it possible to contribute. The tax savings alone can help justify the redirecting of your income into a retirement plan. Be sure to look at all of the different options and scenarios as this will provide further clarity.

Also if you choose to offer your employees a retirement plan, this will help attract quality employees, retain them and allow for an additional tax savings for any company match. You may even be able to take a few days off without worrying about the business functioning without you! Think of how that would allow you more family time. Consult with your financial advisor to clarify your options and the benefits to you, your business and your family.

Consider adding or using a home office arrangement

There are many benefits of utilizing a home office arrangement for you, your business and especially your family. If you're currently renting or paying for office space it may be feasible to create or use an office space at home. With technology today, working out of the house has become much more functional.

If you're solely stationed out of your home, this provides for another tax benefit. You are able to write off the portion of your mortgage that accounts for the square footage of your home office. Also any improvement expenses, internet expenses, utility expenses or taxes that are directly related to your home office may also be deductions. Finding ways to cut taxes is crucial for a small business owner.

If your line of work makes it unable to be based completely out of your house, even just working a day or two from home will allow you to spend more time around your family and add some flexibility to your work schedule.

Your Challenge:

Here are 5 ways to help your business work hard for you and your family. Share your ideas with your spouse, children and business advisers. In every case that we have executed these strategies properly, the rewards were three-fold. Family life improved, your work-life balance improved, and the business also benefited.

You've worked too hard to get your business to where it's at... It's time your business returned the favor!

iOS 11's Most Wonderful Features

ios 11 features

iOS 11 brings a lot of new and exciting features to the iPhone and iPad. It also brings a lot of pretty annoying ones.
Like most new operating systems, iOS 11 has had a few hiccups during its first full week out on the town, including a bug that made it impossible for Microsoft Exchange users to send or receive emails using their iPhones.
While that email issue was fixed, some things are here to stay. Here are a few of the most obnoxious things Apple did with iOS 11.

The iPad Keyboard is Cluttered

I’ve been pretty vocal about my strong dislike for the iPad’s new Flick Keys feature, to a point that I wrote a post explaining how to turn it off. If you spend some time with the keyboard, it looks like something you could definitely get used to. However, I wish this was something you opted into rather than how Apple chose to make the default keyboard for iPad in iOS 11.

32-bit Apps Don’t Work

With iOS 11 Apple ditched support for 32-bit apps. It’s been telling developers that their apps will need to be updated to 64-bit for a while, so it shouldn’t have come as a surprise. That said, if you were still using some older apps they might stop working with iOS 11, and since the developers haven’t updated them yet, chances are good those older apps will be gone forever.

Control Center Doesn’t Turn Off Wi-Fi and Bluetooth

For most of us, opening the Control Center was a great way to quickly toggle off Bluetooth or Wi-Fi without having to navigate through the Settings menu on your phone or tablet. With iOS 11, those controls are still there, but they don’t actually fully turn things off. The point of leaving them on is to allow your phone to still communicate with things like the Apple Watch and Apple Pencil, but it’s pretty annoying that turning things “off” doesn’t actually do that anymore. We wrote a post detailing what you have to do now to turn off those features.

The New App Store Will Bombard you With Autoplay Ads

The new App Store is great, but it also is loaded with autoplay ads. If you want to turn them off (who actually wants autoplay ads to begin with?) you can do that by going to the Settings menu on your phone followed by iTunes & App Stores, and then toggle Video Autoplay to Off (or Wi-Fi only, if you like the ads but don’t want them eating up your data).

No Facebook or Twitter Integration

Now if you want to share things through Facebook and Twitter, you’ll need to have those apps installed on your phone rather than being able to just sign in through the Settings menu. Most people probably have the apps installed already, but if you were someone who wanted to be able to post to Facebook without having the app to distract you on your phone, now you’re SOL.

Night Shift is Hard to Find

At first glance, it looks like Apple has removed Night Shift from Control Center. Instead, Apple just relocated the feature to inside the brightness settings on the iPhone. If you’re a frequent user of the feature, we wrote up an explanation of where you can find it now, as well as how to use a new feature Apple added with iOS 11: Smart Inverse Colors.

Top 7 Ways to Use Your Time to Earn $100+ per Hour

How To Earn 100$ Per Day

How much money do you make if you put in an extra hour at work?
If you’re on a fixed salary, nothing. If you’re paid by the hour, you might earn some overtime pay. But there are only so many hours in a week, so you’re better off thinking about how to get more money for your time, not putting in more time.
Here’s an example: Instead of working that extra shift, implement a plan to get a raise.
If it takes you 10 hours of preparation to get a $40-per-week raise now instead of in a year, you made an extra $2,080. That’s more than $200 per hour for your effort!
In addition to making more money from your job, activities outside of work can pay well for your time.
Here are seven creative ways I came up with for how to make money — and they pay at least $100 for an hour’s work.

1. Switch to an Online Bank Account

My wife and I were earning 0.61% interest on our savings account, and 0.45% on our checking account, both of which are pretty good rates compared to some banks. But we could do better.
When I switched to an online account, I started earning 1.05% interest on our money. It took less than an hour to set up the account and transfer the money.
That promotion is over now, but if you’re looking for a deal like this for yourself, check out Aspiration’s Summit checking account.
You can set it up in about 15 minutes, and you’ll earn 1.00% interest on your balance of $2,500 or more. For balances less than $2,500, you’ll earn 0.25%, which is still more than the average savings account.
If you keep healthy balances in your savings and checking accounts, it can be worthwhile to move money to accounts that pay more. And remember you’ll earn that extra interest for years to come.
If we keep this latest account for three years, I figure I’ll have earned at least $300 per hour for the time I spent switching to a new bank.

2. Collect Credit Card Sign-up Bonuses

Wondering how to make money with almost no work?
If you have a decent credit score, you can get sign-up bonuses for opening credit card accounts.
You may get offers in the mail already. If not, just Google “credit card sign-up bonuses.” Which ones should you apply for? Here are my criteria:
  • A bonus of at least $100
  • A spending requirement of $1,000 or less (some are as low as $500)
  • At least three months to meet the spending requirement
Typically, you’ll spend less than 10 minutes applying online and a few minutes activating the card when it arrives. Put the card in your wallet, and use it until you hit the spending requirement.
That part takes no extra time — you have to use some card to pay for your normal purchases, right?
In one six-week period last year, I made $670 from credit card sign-up bonusesI spent no more than a few hours on this project, so my rate of pay was at least $200 per hour.

3. Open a New Bank Account

Chase Bank recently sent me a coupon offering a $175 bonus to open a savings account. I went to a local branch, and 30 minutes later my account was open. After I left the money in my account for the three months the offer required, it took 20 minutes to close the account.
I made $150 more than if I had left the money in its original account, and it took me just 50 minutes of work — which works out to a rate of $180 per hour.
Keep an eye out for offers in your mail and email, and check out our list of the best bank promotions for offers of up to $300 for opening a new account.

4. Lend Money on Real Estate

If you know people who invest in real estate and you have substantial cash in the bank, you might have an opportunity to make a great return on your money with very little work.
My wife and I have friends who flip houses and regularly need money quickly.
Banks don’t lend on projects like these, and they don’t close loans quickly in any case. We do both. The result is thousands of dollars in interest for a few hours reviewing paperwork and a few emails back and forth with an attorney.
Be careful if you decide to try this kind of investment. We have three rules that have kept us safe so far:
  1. Never lend more than 70% of the value of the property.
  1. Always have a first mortgage on the property.
  1. Have an attorney prepare and/or handle everything.
Sitting in our bank account, the money earns about 1% annual interest (and that’s a good return), but investors pay us 10% and guarantee five month’s interest even if the house is sold more quickly than that.
I figure we make at least $400 per hour for our efforts versus leaving the money in the bank.

5. Rent out Rooms in Your Home

I paid for my first home by renting out rooms. Once the mortgage loan was paid off, the rental income covered all the bills and gave me extra cash to spend.
Living with other people doesn’t work for everyone, but if you own a home, it is perhaps the easiest way to make a lot of money. Plus, unlike the other projects suggested here, you can keep collecting money every month for years, with little additional effort.
Think of it this way: If you rent out a bedroom for $100 per week, is it going to take you more than an hour per week to deal with the tenant? Not likely.
At one point I was collecting more than $800 per month of rental income from the home I lived in. I spent a few hours each month nagging renters to clean up after themselves or to pay on time, so I made at least $200 per hour renting rooms.
If you don’t want tenants in your space all the time, try short-term rentals with Airbnb.
Good hosts with a desireable space can earn hundreds — or even thousands — of dollars a month.
(Hosting laws vary from city to city. Please understand the rules and regulations applicable to your city and listing.)

6. Get a New Insurance Policy

Many of the best ways to make good money for your time involve cutting your expenses. After all, if you find a way to get the same thing for $100 less, you have exactly $100 more to spend on anything else you want — or to put toward paying off debt.
When I switched insurance companies for our car and home, I spent an hour checking rates and another hour at the agent’s office.
The savings amounted to $145 per year, which would seem to put the project below the hourly pay target of this article. However, savings like these continue every year without additional effort. If we stay with this company for three years, I will have saved more than $200 per hour I spent getting new insurance.

7. Cut Your Housing Expenses

Part of the reason my wife and I moved last year was to reduce housing-related expenses. We bought a house, but you could save if you rent, too.
Again, the big advantage of savings like these is they’re not a one-time benefit. If you find an apartment that costs $200 less per month than your current place, and you stay there for three years, you’ll have $7,200 more to put toward other items in your budget.
It’s not always practical to move, but there are other ways to save on housing-related expenses, too.
Try these home improvements that can save you hundreds of dollars per year. For example, you can swap incandescent bulbs for compact fluorescents in less than an hour and save about $100 per year on electricity.
Finding ways to reduce regular expenses is one of the easiest ways to free up spendable income.
As for our move, it was cheap (We used our own van and bought a home just 80 miles away.), and we now spend at least $1,300 less per year in housing expenses. Plus we kept our previous home and now earn rental income.
Although I can’t calculate the time involved with any accuracy, I’m sure we beat the $100-per-hour target for our effort.

How to Earn Free Money With Vintage Magazines

Earn Free Money

I once sold a stack of old “National Geographic” magazines at a rummage sale for a few bucks. Now I wonder if I gave up an opportunity for a much bigger profit.
Why? I’ve since learned a smarter way to make money with old magazines. It starts with a pair of scissors — but we’ll get to that in a moment.
People get nostalgic when they see old magazines, especially issues featuring specific events — like a royal wedding. Or from meaningful dates — like birthdays and anniversaries.
Because of this nostalgia, they’re willing to pay for them. In fact, I searched “old magazines” on eBay and saw over 30,000 results! When I sorted by bidding action, the following three listings topped the page:
  • 11 “Good Old Days” 1965 magazines in newspaper form. Highest of 27 bids: $50.36
  • “Sports Afield” January 1939 and “Field & Stream” 1940 with an article on Clark Gable. Highest of four bids: $11.00
  • 1955 “Modern Man” magazine (nude Betty Page and Marilyn Monroe photos). Highest of two bids: $20.49
OK. These look pretty good. If you find a big stash in your grandpa’s attic, you might make a nice chunk of change, but you won’t get rich with most old magazines.
If you want to earn even more from your old reading material, read on.

How to Make the Most Money From Vintage Magazines

Turns out, you might make a lot more money cutting up those magazines than selling them whole. The old advertisements inside are sometimes more valuable than the magazine itself.
Michael Franco of Pick 4 Profit says he makes money with vintage ads by putting them in plastic sheet covers or dollar-store frames and selling them online and at flea markets
He suggests displaying them in an antique booth or at flea markets.
“People will drop $5 to $10 for one ad,” he says.
For an ad that “really stands out,” Franco suggests buying an 8-by-10-inch photo frame at the dollar store to display it. You could “sell those for $15 to $20,” he says.
Franco says these types of advertisements are easiest to sell:
  • Vintage cars
  • Trains
  • Alcohol
  • Food
  • Guns
  • Sports-related items
  • Mid-century modern furniture
The magazines don’t even have to be that old, nor the ads flashy.
On his website, Franco displays a Nike ad from a 1990s Chicago newspaper. It features Michael Jordan and Spike Lee — he sold it on eBay for $23. He also displays one he sold at his antique booth for $12. It featured a Paul McCobb chair, and he cut it from an old grocery store magazine.
Franco certainly isn’t the only one doing this.
Kevin O’Hara, a British picker, says he made $480 from one magazineIt was a 1957 copy of U.K. Vogue he bought for about $27. It  had over 150 advertisements. He suggests you buy famous magazines from the 1980s or older on eBay, and start clipping.
Other places to find old magazines include:
  • Used book stores
  • Library sales
  • Rummage sales
  • Thrift stores
  • Flea markets
  • Antique shops
  • Attics
  • Basements

How Much Money Can You Really Make Selling Ads?

To see whether these pickers’ experiences are easily replicable, I went to eBay again and searched “vintage ads.” I narrowed the 200,000 results down to 8,400 by clicking “Auction” and sorted by “Number of bids: Most first.” I found these:
  • Monarch Coffee ad from a 1924 “Ladies Home Journal.” Highest of five bids: $3.01
  • Lucille Ball RC Crown Cola ad. Highest of five bids: $7.50
  • Farrah Fawcett Wella Balsam Shampoo ad from 1977: Highest of three bids: $11.50
Making a $3 or $11 sale may not sound like much. But these are single pages torn from a magazine, and none of them were framed. Plus, the $4 to $6 the sellers were getting for shipping is probably an additional profit, because it doesn’t cost much to mail a piece of paper.

How to Sell Your Vintage Ads

Ready to get started? Here are a few tips to keep in mind:
  • If you want to sell online, setting up a new account on eBay is easy enough. Good photos of your ads are also easy to create with just about any digital camera.
  • Check current auctions to get an idea of pricing before setting your price or minimum bid. You might want to experiment with selling just the ads versus framing them first to see which brings in more cash.
  • If you sell at flea markets, a frame is probably a good idea. A guy buying an old car ad for his man cave probably wants to be able to hang it on the wall as soon as he gets home.
  • If you know an antique store that accepts consignments, the owner might be interested in your vintage ads as well. However, you’ll probably pay half of each sale as a commission.